> For the complete documentation index, see [llms.txt](https://docs.iyzico.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.iyzico.com/en/payment-methods/tokenization/tokenization-integration/initialize-payment-with-session.md).

# Initialize Payment with Session

Based on the type of the last payment made using the obtained session information, the payment can be processed in two different ways as shown below.

* [Balance Payment](/en/payment-methods/tokenization/tokenization-integration/initialize-payment-with-session/balance-payment.md)
* [Card Payment](/en/payment-methods/tokenization/tokenization-integration/initialize-payment-with-session/card-payment.md)

<table><thead><tr><th width="186.734375">Payment Types in Response</th><th>Parameter</th><th width="256.44921875">Description</th><th>Payment Type in Requestu</th></tr></thead><tbody><tr><td>When the last payment is made with the balance, paymentType returns “FUND”.</td><td>FUND</td><td>Means Payment with Balance.</td><td>In this case, paymentType “FUND” should be sent in the next payment request.</td></tr><tr><td>When the last payment is made by Card, paymentType returns as “CARD_PAYMENT”.</td><td>NON3D</td><td>Non-3DS Payment Method</td><td>For 2D Processing, it must be sent as “NON3D”.</td></tr><tr><td>When the last payment is made by Card, paymentType returns as “CARD_PAYMENT”.</td><td>3DS</td><td>3DS Payment Method</td><td>3DS For a 3DS transaction, “3DS” must be sent. Debit cards must be sent as 3DS.</td></tr></tbody></table>