# Initialize Payment with Session Based on the type of the last payment made using the obtained session information, the payment can be processed in two different ways as shown below. * [Balance Payment](/en/payment-methods/tokenization/tokenization-integration/initialize-payment-with-session/balance-payment.md) * [Card Payment](/en/payment-methods/tokenization/tokenization-integration/initialize-payment-with-session/card-payment.md)

Payment Types in Response	Parameter	Description	Payment Type in Requestu
When the last payment is made with the balance, paymentType returns “FUND”.	FUND	Means Payment with Balance.	In this case, paymentType “FUND” should be sent in the next payment request.
When the last payment is made by Card, paymentType returns as “CARD_PAYMENT”.	NON3D	Non-3DS Payment Method	For 2D Processing, it must be sent as “NON3D”.
When the last payment is made by Card, paymentType returns as “CARD_PAYMENT”.	3DS	3DS Payment Method	3DS For a 3DS transaction, “3DS” must be sent. Debit cards must be sent as 3DS.

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