> For the complete documentation index, see [llms.txt](https://docs.iyzico.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.iyzico.com/en/payment-methods/api/non-3ds/non-3ds-implementation/create-payment.md). # Create Payment Create Payment API is responsible for processing the customer's card payments. When this service is used, iyzico provides an instant response regarding the success of the transaction. * It supports transactions made with TROY, MASTERCARD, VISA, and AMEX branded cards. * For cards participating in installment programs such as BONUS, WORLD, MAXIMUM, AXESS, CARDFINANS, PARAF, and ADVANTAGE, the service allows options for 2, 3, 6, 9, and 12 installments. * Successful transactions are displayed in green, while failed transactions are displayed in red on the panel. * The merchant can utilize the conversationId and basketId parameters as order numbers on their side. By incorporating these features, you can provide a seamless payment experience for your customers, with real-time feedback on the success or failure of their transactions. ## Create Non3D Payment > Initiates a payment without 3D Secure. ```json {"openapi":"3.0.3","info":{"title":"NON3D","version":"1.0.0"},"servers":[{"url":"https://api.iyzipay.com","description":"iyzico API"}],"paths":{"/payment/auth":{"post":{"summary":"Create Non3D Payment","description":"Initiates a payment without 3D Secure.","tags":["Non3D Payment"],"parameters":[{"$ref":"#/components/parameters/AuthHeader"},{"$ref":"#/components/parameters/ContentTypeHeader"}],"requestBody":{"required":true,"content":{"application/json":{"schema":{"type":"object","required":["paidPrice","price","currency","paymentCard","buyer","shippingAddress","billingAddress","basketItems"],"properties":{"conversationId":{"type":"string","description":"Unique ID used to match request/response."},"locale":{"type":"string","description":"Language code. Allowed values; tr, en. Default; tr","enum":["tr","en"]},"paidPrice":{"type":"decimal","description":"Total amount to be charged from the buyer."},"price":{"type":"decimal","description":"Basket total amount."},"paymentGroup":{"type":"string","description":"Payment group. Default; PRODUCT.","enum":["PRODUCT","LISTING","SUBSCRIPTION"]},"currency":{"type":"string","description":"Currency. Default; TRY.","enum":["TRY","USD","EUR","GBP","NOK","CHF"]},"installment":{"type":"integer","description":"Installment count. If omitted, single payment (1) is applied.","enum":[1,2,3,6,9,12]},"basketId":{"type":"string","description":"Basket ID."},"paymentChannel":{"type":"string","description":"Payment channel.","enum":["WEB","MOBILE","MOBILE_WEB","MOBILE_IOS","MOBILE_ANDROID","MOBILE_WINDOWS","MOBILE_TABLET","MOBILE_PHONE"]},"paymentCard":{"description":"Card information.","$ref":"#/components/schemas/PaymentCard"},"buyer":{"description":"Buyer information.","$ref":"#/components/schemas/Buyer"},"shippingAddress":{"description":"Shipping address. Required if at least one of the basket items has itemType \"PHYSICAL\". Not required if all items are \"VIRTUAL\".","$ref":"#/components/schemas/Address"},"billingAddress":{"description":"Billing address.","$ref":"#/components/schemas/Address"},"basketItems":{"type":"array","description":"Items in the basket.","items":{"$ref":"#/components/schemas/BasketItem"}}}}}}},"responses":{"200":{"description":"Successful response","content":{"application/json":{"schema":{"$ref":"#/components/schemas/PaymentResponse"}}}},"400":{"description":"Invalid request / validation error","content":{"application/json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"}}}}}}}},"components":{"parameters":{"AuthHeader":{"name":"Authorization","in":"header","required":true,"description":"Authorization header starting with IYZWSv2 and a signed hash value encoded in base64.","schema":{"type":"string"}},"ContentTypeHeader":{"name":"Content-Type","in":"header","required":true,"description":"Content-Type value.","schema":{"type":"string"}}},"schemas":{"PaymentCard":{"type":"object","required":["cardHolderName","cardNumber","expireYear","expireMonth","cvc"],"properties":{"cardHolderName":{"type":"string","description":"Cardholder full name."},"cardNumber":{"type":"string","description":"Card number."},"expireYear":{"type":"string","description":"Expiry year (YYYY format)."},"expireMonth":{"type":"string","description":"Expiry month (MM format)."},"cvc":{"type":"string","description":"CVC code."},"registerCard":{"type":"integer","description":"Save the card? (0 = no, 1 = yes)"}}},"Buyer":{"type":"object","required":["id","name","surname","identityNumber","email","gsmNumber","registrationAddress","city","country"],"properties":{"id":{"type":"string","description":"Customer ID."},"name":{"type":"string","description":"First name."},"surname":{"type":"string","description":"Last name."},"identityNumber":{"type":"string","description":"National ID number (TR)."},"email":{"type":"string","description":"Email."},"gsmNumber":{"type":"string","description":"Phone number."},"registrationDate":{"type":"string","description":"Registration date (yyyy-MM-dd HH:mm:ss)."},"lastLoginDate":{"type":"string","description":"Last login date (yyyy-MM-dd HH:mm:ss)."},"registrationAddress":{"type":"string","description":"Address."},"city":{"type":"string","description":"City."},"country":{"type":"string","description":"Country."},"zipCode":{"type":"string","description":"Postal code."},"ip":{"type":"string","description":"IP address."}}},"Address":{"type":"object","required":["address","contactName","city","country"],"properties":{"address":{"type":"string","description":"Full address."},"zipCode":{"type":"string","description":"Postal code."},"contactName":{"type":"string","description":"Contact person."},"city":{"type":"string","description":"City."},"country":{"type":"string","description":"Country."}}},"BasketItem":{"type":"object","required":["id","price","name","category1","itemType"],"properties":{"id":{"type":"string","description":"Product ID."},"price":{"type":"decimal","description":"Product price."},"name":{"type":"string","description":"Product name."},"category1":{"type":"string","description":"Primary category."},"category2":{"type":"string","description":"Secondary category (optional)."},"itemType":{"type":"string","description":"Item type.","enum":["PHYSICAL","VIRTUAL"]},"subMerchantKey":{"type":"string","description":"Sub-merchant key for the service provider. Not sent in the standard business model. Required only for marketplace model."},"subMerchantPrice":{"type":"string","description":"Amount to be transferred to the sub-merchant. Not sent in the standard business model. Required only for marketplace model."}}},"PaymentResponse":{"type":"object","properties":{"status":{"type":"string","description":"Indicates the result of the request.","enum":["success","failure"]},"locale":{"type":"string","description":"Response language (tr/en)."},"systemTime":{"type":"integer","description":"Operation time (epoch ms)."},"conversationId":{"type":"string","description":"ID matching the request."},"price":{"type":"decimal","description":"Basket total amount."},"paidPrice":{"type":"decimal","description":"Total collected amount."},"installment":{"type":"integer","description":"Installment count."},"paymentId":{"type":"string","description":"Payment ID."},"fraudStatus":{"type":"integer","description":"Payment status per fraud filters. If the risk score is low, the payment is approved instantly; if high, the payment is declined. The merchant should ship products only for transactions with value 1; for 0, the merchant should wait for notification.\n - 1: Approved\n - 0: Under review\n - -1: Declined\n","enum":[0,-1,1]},"merchantCommissionRate":{"type":"decimal","description":"Merchant's applied installment/commission rate. For example, if price=100 and paidPrice=110, the merchant rate is 10%. Informational."},"merchantCommissionRateAmount":{"type":"decimal","description":"Merchant's commission amount. For example, if price=100 and paidPrice=110, the commission amount is 10. Informational."},"iyziCommissionRateAmount":{"type":"decimal","description":"iyzico transaction commission amount."},"iyziCommissionFee":{"type":"decimal","description":"iyzico transaction fee."},"cardType":{"type":"string","description":"Card type.","enum":["CREDIT_CARD","DEBIT_CARD","PREPAID_CARD"]},"cardAssociation":{"type":"string","description":"Card association.","enum":["VISA","MASTER_CARD","AMERICAN_EXPRESS","TROY"]},"cardFamily":{"type":"string","description":"Card family.","enum":["Bonus","Axess","World","Maximum","Paraf","CardFinans"]},"binNumber":{"type":"string","description":"BIN (first 8 digits)."},"lastFourDigits":{"type":"string","description":"Last 4 digits of the card."},"basketId":{"type":"string","description":"Basket ID."},"currency":{"type":"string","description":"Currency.","enum":["TRY","USD","EUR","NOK","CHF","GBP"]},"itemTransactions":{"type":"array","description":"Payment line items for basket entries.","items":{"type":"object","properties":{"paymentTransactionId":{"type":"string","description":"ID of the payment breakdown. Must be stored by the merchant. Used for refund/approve/disapprove operations and communication with iyzico. Preferably stored in relation with itemId."},"itemId":{"type":"string","description":"ID of the item in the basket provided by the merchant."},"price":{"type":"decimal","description":"Amount of the item in the merchant's basket."},"paidPrice":{"type":"decimal","description":"Distributed collected amount per breakdown. Must be stored by the merchant."},"transactionStatus":{"type":"integer","description":"Status of the payment breakdown.\n- 0: In fraud control\n- -1: Declined after fraud control\n- 1: Approved (Marketplace: Waiting for Merchant Approval)\n- 2: Approved (Marketplace Approval Given)\n","enum":[0,-1,1,2]},"blockageRate":{"type":"decimal","description":"Merchant blockage rate per breakdown."},"blockageRateAmountMerchant":{"type":"decimal","description":"Portion of the blockage amount reflected to the merchant."},"blockageRateAmountsubMerchant":{"type":"decimal","description":"Sub-merchant blockage amount per breakdown."},"blockageResolvedDate":{"type":"string","description":"Blockage release date per transaction. Format yyyy-MM-dd HH:mm:ss, e.g. 2015-10-19 14:36:52."},"iyziCommissionFee":{"type":"decimal","description":"iyzico transaction fee distributed per breakdown."},"iyziCommissionRateAmount":{"type":"decimal","description":"iyzico commission amount distributed per breakdown."},"merchantCommissionRate":{"type":"decimal","description":"Merchant commission rate distributed per breakdown."},"merchantCommissionRateAmount":{"type":"decimal","description":"Merchant commission amount distributed per breakdown."},"merchantPayoutAmount":{"type":"decimal","description":"Amount to be sent to the merchant after fees, commissions and blockages are deducted for this breakdown."},"subMerchantPrice":{"type":"decimal","description":"Sub-merchant entitlement."},"subMerchantPayoutRate":{"type":"string","description":"Rate of the amount to be sent to the sub-merchant."},"subMerchantPayoutAmount":{"type":"decimal","description":"Amount to be transferred to the sub-merchant."},"convertedPayout":{"type":"object","description":"Post-conversion calculations per breakdown.","properties":{"paidPrice":{"type":"decimal","description":"Distributed collected amount per breakdown. Must be stored by the merchant."},"iyziCommissionFee":{"type":"decimal","description":"iyzico transaction fee distributed per breakdown."},"iyziCommissionRateAmount":{"type":"decimal","description":"iyzico commission amount distributed per breakdown."},"blockageRateAmountMerchant":{"type":"decimal","description":"Portion of blockage amount reflected to the merchant."},"blockageRateAmountSubMerchant":{"type":"string"},"subMerchantPayoutAmount":{"type":"string"},"merchantPayoutAmount":{"type":"decimal","description":"Amount to be sent to the merchant after fees, commissions and blockages are deducted for this breakdown."},"iyziConversationRate":{"type":"decimal","description":"Exchange rate."},"iyziConversationRateAmount":{"type":"decimal","description":"Amount after applying the exchange rate."}}}}}},"authCode":{"type":"string","description":"Auth code returned by the bank."},"phase":{"type":"string","description":"Payment phase."},"hostReference":{"type":"string","description":"Host reference value given by the bank for the payment."},"signature":{"type":"string","description":"Signature value that can be used for signature verification."}}},"ErrorResponse":{"type":"object","properties":{"status":{"type":"string","description":"Success/failure info."},"errorCode":{"type":"string","description":"Error code."},"errorMessage":{"type":"string","description":"Error message."},"errorGroup":{"type":"string","description":"Error group."},"locale":{"type":"string","description":"Language code."},"systemTime":{"type":"integer","description":"System time."},"conversationId":{"type":"string","description":"Request/response matching ID."}}}}}} ``` #### Sample Codes
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Lastly analyzing following headlines, you can effectively handle and respond to the outcome of the payment inquiry, ensuring a smooth and reliable payment process for your customers. * The `status` parameter provides information about the status of the transaction. `success` indicates that the transaction has been successfully completed and the payment has been processed. `failure` indicates that the transaction has failed, and an error message related to the failure reason is provided. * The `paymentStatus` parameter is null for this service. * The `paymentId` and `paymentTransactionId` values should be stored for future reference and tracking. * In the event of a failed transaction (`failure` status), the `errorCode`, `errorMessage`, and `errorGroup` parameters will be returned with corresponding values, providing details about the error.